Madison Square is participating in the FDIC's Transaction Account Guarantee Program.  Under that program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. 

 Madison Square–trusted by customers for over a century Put your money with the bank that customers have trusted for over 135 years. Personal service and value are still the tradition at Madison Square.

Checking

Passport Checking*

• Low minimum deposit to open
• No minimum monthly balance requirement
• No monthly service charge
• Free first order of Madison Square personal checks
• 24-hour surcharge-free access to your account with your Madison Square VISA Check/Debit card at all three of our locations and at over 32,000 Allpoint nationwide ATMs, with over 500 in Maryland
• Funds transfer through Telephone Banking
• Optional direct deposit for added convenience
• Monthly statement with check images

NOW Checking*

• Minimum opening deposit and monthly balance requirements
• Madison Square VISA Check/Debit card
• 24-hour surcharge-free access to your account at Madison Square ATMs and 32,000+ Allpoint nationwide network ATMs
• Funds transfer through Telephone Banking
• Monthly statement with check images

Business Manager Checking*

• Low minimum opening deposit and balance requirements
• No monthly maintenance fee
• First 200 combined items free 
• Funds transfer through Telephone Banking
• Detailed monthly statement with check images

 Commercial Analysis Checking*  

Financial control for larger businesses:

• Low minimum opening deposit and balance requirements
• Low monthly maintenance fee
• Earnings Credit
• Detailed monthly statement with check images

Order Checks

Now you can order your checks on-line.

*For other important terms of the account, please see the Account Agreement and Disclosures, Funds Availability Disclosure, Service Fee Schedule and Electronic Funds Transfer Agreement.

The Department of the Treasury and the Federal Reserve Board issued a joint final rule to implement the Unlawful Internet Gambling Enforcement Act (UIGEA).  UIGEA prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation or another person in unlawful Internet gambling. 

Savings and Money Market Accounts

Passbook or Statement Savings Account

With a low minimum balance, you can get your money growing in a passbook or statement savings account. Statement accounts offer the added convenience of a monthly statement for your record keeping, and telephone banking service to transfer funds between your statement account and other Madison Square accounts you may have. And there are no monthly service fees as long as you maintain the required minimum in your account.*

Youth Savings Account

Specifically designed for the small child to the young adult, this low minimum balance statement account provides a great place for early savers to deposit.  This account offers the convenience of a quarterly statement for your recordkeeping.  And there are no monthly service fees as long as you maintain the required minimum in your account.*

Investment Savings Account

Money Market Account

Certificates of Deposit and IRAs

Electronic Banking

• The Madison Square Visa Check Card
  • Make Electronic Payments
  • Shop Securely On-Line: Verified by Visa 
  • Get Cash at ATMs
  • Surcharge-free at all Madison Square locations
  • Member of Allpoint national network
• Telephone Banking: 1-800-325-0851
• Direct Deposits
• Automatic Bill Payment
• Wire Transfers
• Order checks

Christmas Club