Personal Banking
Madison Square–trusted by customers for over a century Put your money with the bank that customers have trusted for over 140 years. Personal service and value are still the tradition at Madison Square.
Notice of changes in
temporary FDIC insurance coverage for transaction accounts:
Madison Square is participating in the FDIC's Transaction
Account Guarantee Program. Under that program, all funds in a
"non-interest bearing transaction account" are insured in full by
the Federal Deposit Insurance Corporation from December 31, 2010,
through December 31, 2012. This temporary unlimited coverage
is in addition to, and separate from, the coverage of at least
$250,000 available to depositors under the FDIC's general deposit
insurance rules.
The term "non-interest bearing transaction
account" includes a traditional checking account or demand deposit
account on which the insured depository institution pays no
interest. The FDIC's final rule implements the December 29,
2010 amendment to that Act by including Interest on Lawyer's Trust
Accounts (IOLTAs) within the definition of a "noninterest-bearing
transaction account." It does not include other accounts, such as
traditional checking or demand deposit accounts that may earn
interest, NOW accounts, and money-market deposit accounts.
For more
information about temporary FDIC insurance coverage of transaction
accounts, visit
www.fdic.gov.
Checking
Looking to simplify your life? Start with your checking account! Madison Square offers everything you want in three convenient checking account plans:
Passport Checking*
Easy to open, and with many free benefits:
- Low minimum deposit to open
- No minimum monthly balance requirement
- No monthly service charge
- Free first order of Madison Square personal checks
- 24-hour surcharge-free access to your account with your Madison Square
VISA Check/Debit card at all five of our locations and at over
43,000 Allpoint nationwide ATMs, with over 500 in Maryland
- Funds transfer through Telephone Banking
- Optional direct deposit for added convenience
- Monthly statement with check images
- Internet banking
NOW Checking*
An interest earning account with check writing convenience:
- Minimum opening deposit and monthly balance requirements
- Madison Square VISA Check/Debit card
- 24-hour surcharge-free access to your account with your Madison Square
VISA Check/Debit card at all five of our locations and at over
43,000 Allpoint nationwide ATMs, with over 500 in Maryland
- Funds transfer through Telephone Banking
- Monthly statement with check images
- Optional Direct Deposit
- Internet Banking
Order Checks
Now you can
order your checks on-line.
*For other important terms of the account, please see the Account Agreement and Disclosures, Funds Availability Disclosure, Service Fee Schedule and Electronic Funds Transfer Agreement.